Coverage - Are the services you need covered?

Your other coverage - If you have other types of health or prescription drug coverage, make sure you understand how that coverage works with this plan.

Costs - How much are your premiums, deductibles, and other costs?

How much do you pay for services like hospital stays or doctor visits?

Is there a yearly limit on what you could pay out of pocket for medical services?

Make sure you understand any coverage rules that may affect your costs.

Doctor and hospital choice - Do your doctors accept the coverage?

Are the doctors you want to see accepting new patients?

Do you have to choose your hospital and health care providers from a network?

Do you need to get referrals?

Convenience - Does the plan include the doctors you see and the pharmacies you use?

Travel - Will the plan cover you if you travel to another state?